847-892-4074

Professional Liability

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Pat Muir Agency, Inc., we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, Pat Muir Agency, Inc. recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with Pat Muir Agency, Inc. today to prevent mistakes and errors from becoming major losses for your business.

 

Lake Zurich Office

216 East Route 22

Lake Zurich, IL 60047

Main office: 847-892-4074
Fax: 847-550-9907

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:00 AM - 4:00 PM
Sat: 9:00 AM - 12:00 PM
Sun: Closed

Fairview Heights Office

5109 N Illinois St

Fairview Heights, IL 62208

Main office: 618-845-6142
Fax: 847-550-9907

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Geneva Office

319 1/2 West State Street STE D

Geneva, IL 60134

Main office: 630-463-6168
Fax: 847-550-9907

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:00 AM - 4:00 PM
Sat: 9:00 AM - 12:00 PM
Sun: Closed

Our Providers

Testimonials

I found Pat online and had her quote all of my business. She figured out were I had gaps in coverage and made some great recommendations. Pat's staff is extremely friendly, and her son Mike is always there to help out. Thank you for the great service.
David234
I've been with Nationwide since about 1995 and I have never had a problem with the Pat Muir agency. The staff is always extremely helpful and knowledgeable. They do what they promise and I highly recommend them!!!
nygirl718